2017 is coming to an end and Christmas is upon us. Now is a good time to have a Festive Season Budget. The festive season is a a time to be jolly and relax, but not so with your budget. It is not a nice start to the New Year without a financial hangover due …
Anybody who is financially knowledgeable has heard of a credit score and understands that it’s better to have a higher credit score as opposed to a lower credit score. not only banks will look at your credit score but employers, landlords, and others may look at your credit score before they might lend you money …
Within a week of firing Pravin Gordhan & Mcbesi Jonas South Africa has been downgraded to junk status by the ratings agency S&P. Basically what this means in simple words is that the risk of South Africa defaulting on its loans/bonds has increased. The risk of doing business with South Africa has increased. The cost …
Found a funny Month End poem, go and check it out here. zebracrossing.co.za This is so true for many of us
The second part in our series about saving money. We all have to do with less disposable income in the current economic climate, so how can we stretch our money and still manage to pay all the bills? There are two choices, either increase your income or cut costs. The latter might be the easiest …
The economic situation is less than rosy at the moment. Many people struggle financially and struggle to keep their heads above water they are literary drowning in debt. To survive and improve your economic situation you will have to curtail costs and get rid of items to bring in some extra cash. Here are some …
On 2016/01/29 the South African Reserve Bank (SARB) raised the Repo Rate with 50bps to 6.75%. Prime is now 10.25%. What does that meon for consumers. Repo Rate Change Consequences With the Rep & Prime Rates going up you will pay more on your bond, car finance and other loans. For pensioners relying on interest …
Financial Hangover ? 2015 has gone and 2016 has just started, but this time of the year many of us overextended and overspend during the festive season, expensive holidays, gifts etc. For many people the reality is that January is a more expensive month. Expenses for schools, Increase in premiums and other costs. 2015 has …
Times are difficult, prices for goods and services are on the rise. Many people struggle to make ends meet. One of the choices one has is to cancel certain insurances or all of your insurances to save on expenses. Before you consider canceling your insurance rather consider if there are no other options to cut …
Why not to cancel certain insurance to save money. Read More »
The festive season is upon us again. Unfortunately this is also the time of the year people go overboard with spending only to face the consequences in the New Year. Many will receive a bonus and many others don’t. Either way it is important that you set your self a budget for the coming few …