Reducing debt, there are many ways to tackle your outstanding debt, but in this article we are discussing the snowball method. The debt snowball method is a strategy used to pay of debt starting with the smallest loan first, not necessarily the highest interest one. While focusing on the small loan, the minimum required payment […]
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Payday loans ? What are Payday Loans ? Payday loans are short term unsecured loans to tie you over to your next paycheck. They are generally small loans for a period of 2 to about 40 days. The nature of these loans make them expensive due to the high risk attached. These loans are normally
Life Cover does one need it. Life goes on and we don’t know what is waiting for us in the future. Hopefully life is going to be a good to us. But the fact remains that accidents happen, people die. What if the inevitability happens to you as a breadwinner. How well are your loved
A bridging loan is temporary financing for an individual or business until permanent financing can be obtained. Money from the new financing or permanent loan is generally used to “take out” (i.e. to pay back) the bridge loan, as well as other capitalization needs. Bridging loans are normally more expensive than conventional financing/loans to make
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Saving money on your home loan. Who wouldn’t like to save some money on their home loan ? It is possible to save a lot of money on your home loan with some discipline. How ? Ok you might have to make some sacrifices but try to put R100,00 extra towards your monthly home loan
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The difference between a secured loan and a unsecured loan, a question we get often asked ? In simple words a secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral or security for the loan. This is a form of insurance for the loan provider.
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