Piggy Bank

Saving or Spending

Saving or Spending that first paycheck? The big question on many people’s mind. Everybody loves to celebrate that first paycheck and go crazy. Lets make a 40 year jump to the future. Remember your first paycheck? Probably not. Got married, had kids, maybe changed jobs couple of times, had financial rollercoasters, had unforeseen expenses etc. …

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Repo Rate South Africa

Repo rate unchanged at 2013/05/23

On 2013/05/23 the South African Reserve Bank governor Gill Marcus has announced that the monetary policy committee has decided to keep its repo rate unchanged at 5.0%. The REPO rate has remained unchanged since 2012/07/19. Gill Marcus cited concerns about a lower rand exchange rate and weak economic growth.

Family Budget

Ideas for Family Budget

A family budget and management of family finances is a skill that every parent should acquire. If you are someone who regularly receives a salary, you should understand the importance of managing a family budget. A family budget avoids any unnecessary expenses and reduces financial stress. Before spending your income on anything , you need …

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Transfer Duties Property

Transfer Duties

Transfer Duties are payable upon transferring property from one owner to another owner. Transfer Duties are not subject to Value Added Tax (VAT). Transfer Duties are one of the amounts one has to take into account when purchasing and financing a property. Banks or Home Loan providers don’t always finance 100% of the purchase property …

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Payday Loan

Payday loans

Payday loans ? What are Payday Loans ? Payday loans are short term unsecured loans to tie you over to your next paycheck. They are generally small loans for a period of 2 to about 40 days. The nature of these loans make them expensive due to the high risk attached. These loans are normally …

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Life Cover

Life Cover

Life Cover does one need it. Life goes on and we don’t know what is waiting for us in the future. Hopefully life is going to be a good to us. But the fact remains that accidents happen, people die. What if the inevitability happens to you as a breadwinner. How well are your loved …

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